Apply IVA







Best Debt Consolidation IVA


Apply IVA

Apply For An Independent IVA

Independent Advice. No Bankruptcy. No loss of Dignity.

An IVA is a debt relief plan set up by H. M. Government to eliminate personal debt and deal with the growing issue of personal insolvency. Our associates are licenced to give Individual Voluntary Arrangement advice and do so on the basis of the fact that Individual voluntary arrangements were not designed to be one-size-fits-all cures to any financial problem, as each individual situation is so different.

The needs of one household may be very different from the needs of another person or household. Any IVA advice given must thus reflect the distinctiveness of the situation people find themselves in.

Generally an Individual Voluntary Arrangement will run for 60 months and after the term has finished all the debt is cleared from a person's credit history. During the time of the IVA no banks are allowed to contact the debtor in any way. The IVA carries with it all the benefits of sequestration and none of the disadvantages.

An IVA writes off most of your debt at the beginning of the programme (although beware of the claims made in some advertising: it is seldom much more than 60 or 65 percent of unsecured debt which can be cancelled in this way). Any good IVA advice of this nature will ensure that you get the optimum results with the lowest monthly repayment options together with the highest proportion of debt write-off.

So fill in the application form below for independent and impartial advice which is right for your own personal situation.

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Apply IVA: The Bigger Picture


It is certainly true that to apply for an IVA may help people reorganise their lives and improve things generally. It is a diligently crafted programme to help people out of financial difficulty and brought in in the 1980s as part of a series of measures to complement the then relatively draconian personal insolvency rules which were in place then.

By taking steps to look into how you apply for an IVA you're putting yourself on the track to personal financial well being thereby efficiently ensuring a new life for yourself and your family. Any choices made now will begin this transformation.

According to a new law brought by the government, Individual Voluntary Arrangements (IVAs) have been made possible. An Individual Voluntary Arrangement is an easy and acceptable alternative substitute to bankruptcy and carries none of the stigma. It is the best way to handle personal insolvency. Pursuant to the law, a well conducted IVA will immediately write off sixty percent (occasionally more) of personal debt immediately. Your keen interest in seeking to apply for an IVA should be well rewarded by the transformation brought about by it.



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Individual Voluntary Agreement


Best apply IVA and independent IVA application.

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Take a look at the Insolvency Service's leaflet called 'In Debt', downloadable here.

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