Apply For An
Independent IVA
Independent Advice.
No Bankruptcy. No loss of Dignity.
An IVA is a debt relief plan set up by H. M. Government
to eliminate personal debt and deal with the growing issue of personal
insolvency. We are licenced to give Individual Voluntary Arrangement
advice and do so on the basis of the fact that Individual voluntary
arrangements were not designed to be one-size-fits-all cures to any
financial problem, as each individual situation is so different.
The needs of one household may be very different from
the needs of another person or household. Any IVA advice given must
thus reflect the distinctiveness of the situation people find themselves
in.
Generally an Individual Voluntary Arrangement will run
for 60 months and after the term has finished all the debt is cleared
from a person's credit history. During the time of the IVA no banks
are allowed to contact the debtor in any way. The IVA carries with it
all the benefits of sequestration and none of the disadvantages.
An IVA writes off
most of your debt at the beginning of the programme (although beware
of the claims made in some advertising: it is seldom much more than
60 or 65 percent of unsecured debt which can be cancelled in this way).
Any good IVA advice of this nature will ensure that you get the optimum
results with the lowest monthly repayment options together
with the highest proportion of debt write-off.
So fill in the application form below for independent
and impartial advice which is right for your own personal situation.
It is certainly true that to apply for an IVA may help people reorganise
their lives and improve things generally. It is a diligently crafted
programme to help people out of financial difficulty and brought in
in the 1980s as part of a series of measures to complement the then
relatively draconian personal insolvency rules which were in place then.
By taking steps to look into how you apply for an IVA you're putting
yourself on the track to personal financial well being thereby efficiently
ensuring a new life for yourself and your family. Any choices made now
will begin this transformation.
According to a new law brought by the government, Individual Voluntary Arrangements (IVAs) have been made possible. An Individual Voluntary Arrangement is an easy and acceptable alternative substitute to bankruptcy
and carries none of the stigma. It is the best way to handle personal
insolvency. Pursuant to the law, a well conducted IVA will immediately
write off sixty percent (occasionally more) of personal debt immediately.
Your keen interest in seeking to apply for an IVA should be well rewarded
by the transformation brought about by it.