Get The Best Debt Consolidation
We are proud of our
independent service and the fact that we are not tied to any one provider
of IVAs and financial advice. This means we can look around and get
you the best solution and the best debt consolidation IVA for your own
needs. By filling in the form below you will not be committing to any
one source, therefore you are assured of the best possible deal.
That means the highest
possible write-off ratio and the lowest repayments scenario for when
you come to get your life back in control. It's up to you to do it today!
Fill in the application
form below for a quick response.
the quick application form:
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We have the best
solution to your debt consolidation needs. There are lots of advantages
to using our services.
Not all people
qualifies for an IVA; there are a number of constraints on who may apply.
Normally people applying for one need to have a regular income which
is verifiable and also a surplus monthly sum over and above household
outgoings to service the repayments, but this needn't be a large amount
by any means. People not qualifying for an IVA will probably be eligible
for a similar debt management plan, so it is certainly worthwhile applying
just to find out.
An IVA is a legally
binding document and there are certain things that creditors must not
attempt to do when the IVA is in place. This restriction includes, but
is not limited to, not being allowed to phone you or send you letters,
or to contact you in any way at all. If the creditor or his agent (i.e.
a debt collector) attempts to contact you during this time they will
be in breach of the insolvency laws and would be subject to punishment.
All creditors must cease all letters and phone calls and must on no
account attempt to intervene in the life of the client.
the case that use of a best debt consolidation IVA may well help folk
reorganise their lives and improve their overall sense of well being.
It is a diligently crafted program devised to get people out of pressing
financial difficulties and made law in the mid 1980s as part of measures
to complement the then comparatively draconian individual insolvency
rules that were in place largely since the previous century.
IVAs are normally
set up to run over the course of a 5 year term, though it can be altered
to match with personal requirements. North of the border, where these
are referred to as Protected Trust Deeds, the span is normally three
years but may be 4 or 5 years. By using both the Individual Voluntary
Arrangement and also the trust deed the debtor client is protected from
their creditors by the terms of the agreement and all debts are totally
and utterly written off at the close of the term.