Apply Best IVA Quote
No Bankruptcy. No loss of Dignity.
An IVA (Individual Voluntary Arrangement) is a form
of debt relief plan set up to eliminate personal debt and to deal with
the issue of personal insolvency. Our associates are licenced to give advice
and do so on the understanding that IVAs are not one-size-fits-all cures
to any problem with money, because each individual situation is different.
The needs of one
household or one individual may vary greatly from the needs of another
person or household. The best IVA quote given must thus reflect the
diversity of the situation people find themselves in.
A normal Individual Voluntary Arrangement will run for
60 months and when the term is over all debt is cleared from a person's
credit record. During this time no banks or debt collectors are permitted
to pursue or harass the debtor. The IVA has all the benefits of bankruptcy
while having none of the disadvantages.
An instrument such
as this writes off most of a person's debt at the beginning of the plan
(although be wary of the exaggerated claims in some advertising: it
is rarely more than 60 or 65 per cent of total unsecured debt which
can be 'written off'). All good IVA advice will ensure you get the best
results with the lowest monthly repayments together
with the greatest percentage of debt written off.
So fill in the form below for impartial IVA advice which
is right for your own situation.
recent laws ratified by H.M. Government, IVAs or individual voluntary
arrangements have been made possible. An IVA is an easy and acceptable
alternative to bankruptcy and has none of the shame or stigma attached.
It is the best way to handle personal insolvency. Following government
rules, a properly conducted IVA will immediately write off sixty percent
(often more than this) of your personal debt immediately. Your interest
in getting the best IVA quote should be well rewarded by the transformation
in life quality enabled by its application.
The lifetime of the best IVA quote for your own particular requirements
may differ according to circumstances. Individual Voluntary Arrangements
(IVAs) are normally set up to run for a 5 year term, although in some
circumstances it may be altered to fit in with individual necessities.
In Scotland, where such arrangements are known as Protected trust deeds,
the span is usually 3 years but may be 4 or 5 years. With both the IVA
and also the trust deed the debtor client is safeguarded from predatory
creditors by the relevant insolvency laws and all debts are fully and
absolutely cleared at the close of the period (however long that may
be set to run).
It's true that getting the best IVA quote will help people reorganise
their lives and improve things generally. It is a carefully structured
programme to help people like you and me out of financial difficulty
and brought in to ease the existing relatively unforgiving insolvency
laws that were in place.