Debt Consolidation Advice











Best Debt Consolidation

Debt Consolidation Advice

Get an Independent Debt Consolidation Quote Today for Free


An IVA is a form of debt management plan set up by government to deal with personal debt and deal generally with the issue of individual insolvency. Our clients are licenced to give advice and do so on the understanding that IVAs are never designed to be one-size-fits-all solutions to any debt problem, because each individual situation is so different.

The needs of one household or one individual can vary greatly from the needs of another. Any debt consolidation advice given must thus take into account the diversity of the situation in which people live.

Generally an IVA will be set to run for sixty months (sometimes less) and when this is complete all the debts are discharged from a person's credit record. During all this time none of the banks are allowed to contact the debtor. The IVA carries with it all the benefits of bankruptcy while having none of the drawbacks.

An instrument such as this will write off most of a person's debt at the beginning of the plan (although beware of the exaggerated claims made in some circles: it is rarely much more than 60 or 65 per cent of total unsecured debt which can be cancelled). Any decent debt consolidation advice of this nature will ensure you get the best results with the lowest monthly repayment options together with the highest proportion of debt write-off.

So complete the form below for impartial and independent debt consolidation advice for your own circumstances.

Here's the quick application form:

Leadsdb/direct_api/iframes/debt-management-form.php?tchid=e390fc811006d746f209b961a94e8958&bgcolor=&textcolor=&formcolor=transparent&fontsize=80&subtype=CPA&ty_page=" name="iframe_dml" width="350" marginwidth="1" height="520" marginheight="1" align="left" allowtransparency="true"> Your browser doesn't support IFrames. To view the application form please click here.


















privacy guaranteed

We have a super-quick and highly professional debt consolidation service. A qualified and experienced Insolvency Practitioner will be personally assigned to you and you will get a telephone call back from him or her very quickly (or whenever you specify on the online form).


Debt Consolidation Advice


Taking out yet another loan is probably the worst thing you can do. What are you trying to get rid of? Debt. What is a loan? More debt. So why anyone would fall for this bad debt consolidation advice is anyone's guess. The only time a loan is useful for dealing with existing debt is if the one aggregated payment is considerably less than the sum of all the other monthly payments which are being consolidated, and you can meet the new repayment amount quite comfortably on top of your other financial commitments. If those two conditions aren't met you will be much worse off. You might feel okay for a year or so, but a few years down the line you will find that the misery of debt really starts to kick in.

Then comes the best part of an IVA. The insolvency practitioner will then negotiate with all your creditors and will cut your total debt by up to seventy per cent at a stroke. That means that from that point on your total debt will be reduced by as much as two thirds.

This kind of debt consolidation advice is better than just getting another loan to add to your debt, wouldn't you agree?

The IVA is a legally binding agreement between the debtor and his or her creditors. Payments for the full amount must be made each month, and after the usual five year term (six years in Scotland) the debt is completely written off. During all this time your creditors are not allowed to contact you in any way. That means no more worrying phone calls, no more knocks on the door and no more nasty letters. After those five years, or whatever the time period set, you will be debt-free.

Now go back up to the application form and change your life today!


Bookmark this page!

Social Bookmarking



debt management IVA
debt settlement IVA
debt reduction IVA
debt consolidation IVA

debt management IVA plan
debt settlement IVA plan
debt reduction IVA plan
debt consolidation IVA plan

debt management IVA service
debt settlement IVA service
debt reduction IVA service
debt consolidation IVA service

debt management IVA programme
debt settlement IVA programme
debt reduction IVA programme
debt consolidation IVA programme

debt management IVA help
debt settlement IVA help
debt reduction IVA help
debt consolidation IVA help

debt management IVA advice
debt settlement IVA advice
debt reduction IVA advice
debt consolidation IVA advice

credit card debt management IVA
credit card debt settlement IVA
credit card debt reduction IVA
credit card debt consolidation IVA

credit card debt IVA plan
credit card debt IVA service
credit card debt IVA programme
credit card debt IVA help
credit card debt IVA advice

Debt Consolidation Advice



Take a look at the Insolvency Service's leaflet called 'In Debt', downloadable here.

OFT Legal Notice


UK Debt Consolidation Advice is an independent website service providing a no-obligation debt consolidation service.


For U.S. residents click here to visit our associates across the pond.