Your browser doesn't support IFrames.
To view the application form please
have a super-quick and highly professional debt consolidation service.
A qualified and experienced Insolvency Practitioner will be personally
assigned to you and you will get a elephone call back from him or her
very quickly (or whenever you specify on the online form).
For A Debt Consolidation Solution?
Under recent government
law, IVAs have allowed personal debt to be much easier to deal with
than in the past. An IVA is an acceptable alternative to bankruptcy
and has none of the shame or stigma attached. It is an excellent way
to deal with insolvency or bad debt issues. Under the new law, a well
constituted IVA will immediately write off 60 percent (often more than
this) of your personal debt immediately. Your interest in a debt consolidation
solution should be well rewarded by the improvement in life brought
about by its use.
An IVA is a legal
instrument and there are some things that creditors may not do once
the Individual Voluntary Arrangement has been drawn up. This restriction
includes, but is not limited to, not being allowed to get in touch with
you by telephone or by letter, or to attempt to reach you at all for
as long as the IVA is in force. If the creditor even tries to contact
you during this time then they are in breach of the IVA or debt agreement
and could be punished by the courts. All creditors (such as banks, etc.)
must cease all phone calls and letters and must on no account attempt
to hinder the day to day life of the client.
It is certainly
the case that the professional use of a debt consolidation solution
can help people reorganise their lives. It is a diligently crafted plan
devised to help people out of financial difficulties and brought in
by government as part of measures to enhance the comparatively draconian
personal insolvency rules that were in place at that time.
Not all people
can qualify for an Individual Voluntary Arrangement; there exist several
regulations regarding who may apply and who may not apply. Ordinarily
those applying for one need a regular income which is verifiable giving
them a surplus monthly sum over and above household outgoings in order
to service the repayments themselves, though this need not be a huge
amount. People who do not qualify for an IVA will usually be suitable
for a similar debt management plan, therefore it is always worth applying
just to find out.
Now go back
up to the application form and change your life today!
Bookmark this page!