Best Debt
Consolidation IVA
That is,
Debt Consolidation
Without More Debt!
Apply For
The Plan For Your Own Circumstances
Welcome to the Best
Debt Consolidation web
site. Here we give you the resources and service to allow you to make
informed choices about your financial future for you and your family.
We are here to serve you every step of the way in providing a course of
action suitable for you. One thing is for certain: you do not
want more debt, and you know you cannot get out of debt by getting yourself
into more debt. In your heart of hearts you know that another 'consolidation'
loan is not a wise move!
Therefore an IVA
(Individual Voluntary Arrangement) may be the answer. Take a large
chunk off your total debt straight away. Everyone has different
debt issues, so let our experts work out the plan for you based on your
own particular circumstances. Good IVA advice will ensure that you get
optimum results with the lowest monthly repayment options
together with the greatest percentage of debt written
off.
In order to qualify
for debt management help you should have at least two debt accounts
(i.e. credit card or loan, etc.) and total unsecured debt of at least
£2,000. (If you owe less than this, or are on state benefits,
then use this link
to apply.)
Here's
the quick application form:
Bookmark
this page!
Please
be aware that figures entered need to be accurate by law, and to give
the best service to you. It is extremely important that you budget
for all necessary expenditure including rent or mortgage, council
tax and utility bills, etc., and any other necessary outgoings related
to the upkeep of your household and inrelation to any specific circumstances
that may relate to you. This website only collects data on behalf
of debt management professionals, from which it will receive affiliate
remuneration for data collection only and does not itself engage in
any debt management services. Other debt management options are available
and may be more suitable. People entering into an IVA or debt management
will have this entered on their credit profile and this may affect
their ability to get credit in the short term or even in the long
term in some cases. It is free to apply from this website; you will
be given advice by debt management professionals and a 'cooling off'
period, by law, to decide whether or not the debt management plan
is suitable for you, and you should be aware that a fee will be chargeable
upon a successful arrangement, as with any commercial transaction.
Failure to meet the repayments on an IVA or any debt management programme
may result in serious consequences, including, but not limited to,
bankruptcy. Bankruptcies, CCJs and similar defaults will be entered
into a public register and will remain there for a statutory period
of not less than six (6) years.
Best
Debt Consolidation. Consumer Credit Licence number 633327.

Debt Consolidation:
IVA or Debt Management Programme?
We have the solution
to your debt consolidation needs. There are lots of advantages to using
our services (although there are also disadvantages in using any debt
management program - always get impartial advice).
It is always very
tempting to try to handle debt by taking out a debt consolidation loan,
as opposed to a debt consolidation IVA or similar debt management plan.
However, this only makes matters worse in the medium to long term. TV
advertising will try and seduce you by making even greater debt an attractive
proposition in the short term, instead of seeking best debt consolidation
practice. Taking out a debt like this is only a "quick fix"
solution and it usually even makes you feel good for a time. Well, a
couple of years down the line things will be back to where they were,
and probably worse. Another loan also means more commission for the
lenders of such improperly named "debt busting" loans, which
is why they can afford to pay celebrities huge fees to publicise them.
If a loan is not
for you, and you'd like further details about getting the best debt
consolidation IVA, fill in our debt consolidation application form or
read on.
We
have a quick and highly professional debt consolidation service. A qualified
and experienced Insolvency Practitioner will be personally assigned
to you and you will get a phone call back from him or her very quickly.
You should ensure that the figures you give are accurate, and you should
also allow for all items of expenditure such as rent, mortgage, utility
bills, council tax, as well as other items of expenditure which are
specific to your own household's situation such as child support payments
and any other special payments and outgoings. If the plan is going to
work for you then it must be accurate from the start.
The Insolvency Practitioner
will look closely at your situation and put together a debt consolidation
plan designed solely for you (this is not a context for a "one
size fits all" view). If your situation merits an Independent Voluntary
Arrangement then the amount you owe to all your creditors will be cut
by a large percentage, which will be written off in accordance with
present guidelines, agreed with creditors and applied immediately to
your debt consolidation account, all being well. (It must be said at
this stage that not all creditors are obliged to settle in this way.)
Putting such a plan
into action should stop the phone calls and letters from your creditors,
though this cannot be guaranteed in all cases either. Under the terms
of your debt consolidation IVA you will then be paying one affordable
monthly payment which will take care of all your debts at once within
the terms of your debt consolidation management plan.

Take
a look at the Insolvency Service's leaflet called 'In Debt',
downloadable here.
OFT
Legal Notice
Copyright Best
Debt Consolidation UK © 2004-2011